OSF Healthcare Payment Plan

OSF Healthcare offers payment plans to make medical care more affordable and easier to manage for everyone. Medical expenses can be high, and not everyone can pay large bills all at once. The payment plans help patients spread out their costs over time, reducing financial stress and allowing them to get the care they need without delay.

The OSF HealthCare Payment Plan lets patients pay their medical bills in smaller, easier-to-handle installments instead of one large payment. If paying in full isn’t possible, OSF HealthCare’s flexible plans provide a way to budget and manage payments comfortably.

Key Features of OSF HealthCare Payment Plan

Here’s what the plan offers:

  • Customizable Payment Terms: Patients can choose payment amounts and timeframes that suit their budgets.
  • Automatic Payments: Payments can be automatically deducted from a bank account or credit card, making it easy to stay on schedule.
  • Convenient Online Access: Patients can use OSF MyChart to check their balance, make payments, and track their progress.

To set up a payment plan, patients can reach out to OSF HealthCare’s billing department or log in to their MyChart account and select the payment plan option.

How OSF Healthcare Provides Financial Assistance

At OSF HealthCare, everyone has the right to receive the medical care they need, no matter their financial situation.

  • OSF never charges anyone for applying for financial assistance.
  • Services are never denied based on a person’s ability to pay.
  • Financial help is available based on income and family size.

OSF also has financial navigators at many locations. These trained specialists guide patients through financial assistance options to find the best fit for their needs.

Financing Through CarePayment

OSF HealthCare partners with CarePayment to provide even more flexible financing options. CarePayment allows patients to pay their medical bills over time with a 0.00% APR, making it easier to manage unexpected expenses.

Benefits of CarePayment:

  • Better Collections and Cash Flow: CarePayment helps improve payment rates with advanced systems.
  • Seamless Integration: The program easily integrates with Epic MyChart for smooth management.
  • High Patient Satisfaction: Patients appreciate the zero-interest program and easy-to-use platform.
  • Compliance and Security: CarePayment follows all legal and regulatory requirements.
  • Shared Mission: CarePayment and OSF work together to ensure medical care is affordable for everyone.

Learn more or schedule a demo at CarePayment OSF Healthcare.

Other Financial Assistance Options

OSF HealthCare also provides discounts and financial help for those who qualify. This includes support for uninsured and underinsured patients who struggle to pay their bills.

How It Works:

  • Eligibility: Assistance is based on family income and size. Patients must provide proof of income and residency.
  • Pre-Approval: Apply for pre-approval to prepare for future medical needs. Applications can be submitted online or in person and are valid for 12 months.
  • Uninsured Discounts: Patients may qualify for discounts under state laws like the Illinois Uninsured Discount Act or Healthy Michigan law.

Need Help With Your Bill?

If you’re confused about your medical bills, OSF HealthCare’s patient service representatives can help. They’ll explain the billing process and answer questions.

Contact Information:

  • Phone: (800) 421-5700 (Monday–Friday, 8 a.m. to 4:30 p.m.)
  • FAQs: Check out the FAQ section on the OSF HealthCare website for common questions and solutions.

Partnering with Elevate PFS

OSF HealthCare partners with Elevate PFS to assist patients without insurance. Elevate PFS helps patients find programs to reduce medical expenses or obtain additional insurance coverage.

Contact Elevate PFS:

By providing these services, OSF HealthCare ensures everyone has access to the medical care they need, no matter their financial situation.